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Compare Life Insurance For Business Owners

Life insurance paid through your business — save up to 49%, with the full setup done‑for‑you.

Save Up To 49% Tax Benefits Bespoke Advice Done-For-You Setup
Rated Excellent · 47 Google reviews · Join 1,000s of UK businesses

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Discover Our Best Price Guarantee

  • We compare prices from leading UK insurers to find your lowest rate
  • Exclusive rates not available on public comparison sites
  • Policies added in trust at no extra cost
  • Business owner-friendly policies that work with your financial goals
  • If you find a better like-for-like policy, we’ll beat it or match it
Our Best Price Guarantee applies to like-for-like policies from FCA-regulated providers. To make a claim, provide us with a written quote from another regulated broker within 14 days of receiving your Vantage quote. The comparison must match on policy type, cover amount, term length, and underwriting basis. We will either match or beat the price, or explain why the policies differ. This guarantee does not apply to non-advised, execution-only quotes or promotional introductory rates. Vantage Group reserves the right to verify all claims.
Financial planning and tax documents

Seen a CT600? Filed a P11D? You’re the kind of director this was made for.

“I want something that works with my business, not against it

Relevant Life Insurance isn’t just smart — it’s strategic. As a limited company director, you can set up life cover, fully funded by your business, with:

  • No income tax or National Insurance
  • No impact on dividends or salary
  • No benefit-in-kind charges on your P11D
  • Full corporation tax relief via CT600
  • Set up in trust for faster access to funds
  • No impact on your personal allowance
  • Full corporation tax relief
  • Works whether you’re a one-person limited company or have staff
Save 49% in Premiums Now!

Business Protection Backed by Real Business Owners

Whether you're protecting your team, your profits, or your business partners, we make sure the right insurance is in place when it counts.

  • Tax-efficient business protection life plans
  • Cost-effective vs personal life insurance
  • Simple setup — no paperwork or jargon
  • Coverage includes loans, director protections & business continuity
  • 24/7 legal advice & employee mental health support
Get Started Today
Business professionals

Reduce Your Corporation Tax as a Company Director

Most business owners fund life insurance personally — no tax relief, no write-offs, missed savings. A Relevant Life Plan changes everything.

100% Tax Efficient

Corporation tax deductible premiums

No P11D Charge

No benefit-in-kind tax for the employee

No Inheritance Tax

Set up in trust for faster payout

CT600 Relief

Full corporation tax relief on your return

Up to 49%
savings on premiums vs personal life insurance

Get Covered in 3 Simple Steps

Tailored, focused, and built for business owners

1

Complete the form

It only takes 2 minutes — No Credit Check — No Obligation.

2

Speak to an advisor

Get your free quotes. With whole-of-market access we will walk you through your options, the tax benefits, cover levels and what makes sense for your business.

3

We handle everything

Providing you like what you hear, we set up the policy, we liaise with the insurer and manage all the paperwork.

Key Policies For Business Owners

Tailored life insurance solutions for directors, owners, and key employees

Relevant Life Plan

Tax-efficient life cover for directors and employees, paid for by the business.

Why it matters: Significant tax saving vs personal life insurance — no P11D charge, full corporation tax relief.

Key Person Insurance

Protects the business from the financial impact of losing a vital employee or owner.

Why it matters: Ensures business continuity by covering lost revenue, hiring costs, and operational disruption.

Business Loan Protection

Covers outstanding loans, commercial mortgages, or personal guarantees tied to the business.

Why it matters: Prevents business debt from becoming a burden on surviving partners or family.

Executive Income Protection

Replaces lost income for directors and executives unable to work due to illness or injury.

Why it matters: Maintains lifestyle and income during recovery — tax-efficient for the company.

Shareholder & Partnership Protection

Ensures surviving partners can buy out a deceased co-owner's shares using insurance proceeds.

Why it matters: Prevents ownership disputes and keeps control within trusted hands.

What You Get That Others Don't

Most directors either go direct to an insurer, use a generalist broker, or do nothing. Here's what each option actually gets you.

Vantage Group Going Direct High Street Broker Doing Nothing
Access to 12+ UK insurers
Policy paid by your limited company
Tax structuring for directors
Done-for-you setup & admin Sometimes
Dedicated business insurance specialist Sometimes
No adviser fee to you
Ongoing policy management & reviews Sometimes
FCA regulated advice

What Directors Are Saying

Rated Excellent on Google — verified customer reviews

4.9
★★★★★
from 47 verified Google reviews
Google Reviews
★★★★★

"I googled Relevant Life Insurance and the same day Stuart called to help. He calculated exactly how much I could save. Decent people, great service."

HP
Hannah P.
Director · Google Review
★★★★★

"Genuinely the easiest financial decision I've made for the business. Policy in place within a week, and the tax saving paid for itself in the first month."

SC
Sarah C.
Founder & Director · Google Review
★★★★★

"My previous broker had never even mentioned Relevant Life. The saving was significant — the adviser explained it in plain English. Wish I'd found Vantage Group sooner."

RP
Richard P.
IT Contractor · Google Review
★★★★★

"Had a pre-existing condition and was worried I wouldn't qualify. The team were honest, found a competitive policy, and set it all up through my company. Excellent."

LM
Laura M.
Consultant · Google Review
★★★★★

"Vantage Group sorted our policies in an efficient, cost-effective fashion. Highly professional outfit — well recommended for both personal and business cover."

NC
Nick C.
Business Owner · Google Review

Frequently Asked Questions

That depends on your business structure and goals. Many directors benefit from Relevant Life Plans or Key Person Insurance to protect their company and staff, while Shareholder Protection or Business Loan Protection may be more suitable if you have business partners or debts.
Yes — certain policies like Relevant Life Plans are eligible for corporation tax relief and don't count as a P11D benefit, meaning no additional personal tax liabilities.
Absolutely. We can tailor a plan that protects several directors, partners, or key employees — ensuring your business is covered from all angles.
We help you calculate the right amount based on business loans, operational costs, revenue impact, and long-term risk. Our business advisors will guide you through it, step by step.
In most cases, policies can be reassigned or adjusted. We'll help you review your options to keep protection aligned with your role and responsibilities.
Once we've gathered the necessary details, most business life insurance policies can be in place within a few days — with zero disruption to your operations.
Unlike generic providers, we specialise in life insurance for business owners. That means tailored advice, exclusive business-only deals, and access to advisors who understand company structures, tax rules, and shareholder dynamics.

Secure Your Business. Protect What Matters Most.

Get tailored life insurance that works for your business — with tax-saving advantages and specialist support every step of the way.

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Join 1,000s of UK businesses already protected. Rated Excellent by business owners just like you.

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Before you go…

Business owners who switch to a Relevant Life Plan save an average of 49% on premiums — with zero impact on salary or dividends. Takes 30 seconds to see your options.